Usual
Yield-Bearing
Stablecoins reimagined: Where users become owners and share 90% of the value.
Founders
Pierre Person (Co-Founder & CEO)
Hugo Sallé de Chou (Co-Founder & COO)
Adli Takkal Bataille (Co-Founder & DEO)
Launch Date
2022
Key Investors
Binance Labs
Kraken Ventures
Coinbase
Galaxy Digital
About
Usual is a revolutionary decentralized protocol that reimagines stablecoins by redistributing ownership and value through the $USUAL token. Unlike traditional stablecoin issuers that operate like centralized banks, Usual returns 90% of value to users through its ecosystem of products: USD0 (a secure RWA-backed stablecoin), USD0++ (a liquid staking token with yield), and $USUAL (a governance token with real revenue sharing). By turning users into owners, Usual creates a more equitable financial system built for and by its community.
$1B
TVL Usual Ecosystem
90%
Value returned to users
Use Cases
- USD0 as Treasury Management Solution - Companies can use USD0 to store treasury funds securely, backed by real-world assets like US Treasury Bills, offering higher security than traditional banking while maintaining easy access to liquidity.
- USD0++ for Passive Yield Generation - Investors can stake USD0 to receive USD0++ tokens, earning passive yields from underlying RWA collateral while maintaining liquidity and avoiding the volatility of traditional crypto assets.
- USUAL Token for Protocol Governance - DeFi enthusiasts can participate in protocol governance by holding USUAL tokens, voting on proposals, and earning a share of protocol revenue, creating aligned incentives for sustainable growth.
- Cross-Platform DeFi Transactions - Users can leverage USD0's permissionless, fully backed stablecoin for cross-platform DeFi activities like trading, lending, and providing liquidity, with reduced counterparty risk compared to other stablecoins.
Decentralized Finance (DeFi) Innovation
- Usual operates as a decentralized protocol, aiming to function as a decentralized banking system
- It issues a fiat-backed stablecoin collateralized by Real-World Assets (RWAs), merging the stability of real assets with DeFi composability
- Usual emphasizes user ownership and governance through the $USUAL token
- It rewards users for their contributions, providing access to the protocol's upside and yield
- Usual integrates across various platforms and ecosystems to maximize the benefits of USD0++ and USUAL
Stablecoin Ecosystem and Governance
- USD0 is a stablecoin fully backed 1:1 by Real-World Assets (RWA) like US Treasury Bills
- USD0 provides a stable, secure asset independent of traditional banking systems
- USD0 is fully transferable and accessible within the DeFi ecosystem
- USD0 supports transparency and security by maintaining real-time reserves
- Usual empowers users and integrators with true governance participation, championing real DeFi decentralization
Trusted by
