Salt
Microloans
Unlock Your Crypto's Value, Keep Your Digital Assets
Founders
Shawn Owen (Co-founder & CEO)
Launch Date
2016
Key Investors
About
SALT is the original Bitcoin-backed loan provider since 2016, allowing individuals, businesses, and investors to leverage digital assets without selling them. With rates from 8.95%, up to 70% LTV, and no prepayment fees, SALT enables users to access cash within 24-48 hours while retaining ownership of their crypto. Their proprietary Stabilization feature protects collateral during market downturns, and with over $575 million in loans originated with zero collateral losses, SALT offers secure, regulated solutions across the US with comprehensive insurance protection.
$575M
loans originated
70%
collateral loan-to-value
Use Cases
- Personal Loan - Use BTC as collateral for personal expenses without selling it.
- Business Capital - Obtain loans for business operations while maintaining Bitcoin exposure.
- Investment Leverage - Borrow against ETH to invest in other opportunities for portfolio growth.
- Volatility Management - Convert crypto collateral to USDC to preserve asset value during downturns.
Crypto-Backed Lending Platform
- SALT Lending allows users to access cash loans without selling their Bitcoin
- Users can use Bitcoin or Ethereum as collateral to invest strategically
- The platform enables users to earn returns on Bitcoin, Ethereum, or Stablecoins through SALT LEND
- SALT Lending emphasizes the security of users' Bitcoin, highlighting its experience since 2016
- SALT offers a 'Stabilization' feature that automatically converts crypto collateral to USDC
Services for Digital Asset Holders
- SALT provides individuals with access to cash, leveraging their Bitcoin holdings
- Businesses can raise capital using Bitcoin-backed loans to fuel growth
- SALT offers tailored strategies for sophisticated investors to maximize their digital assets
- SALT accepts BTC, ETH, USDT, USDC and SALT as collateral
- Loans are crypto-backed, not credit-based
Trusted by
