Rail
Infrastructure
Bridging Worlds: Instant Global Payments Where Banking Meets Blockchain
Founders
Bhanu Kohli (Co-Founder & CEO)
Tarun Mistry (Co-Founder & CTO)
Launch Date
2021
Key Investors
Galaxy
Accomplice
Sapphire Ventures
About
Rail (formerly Layer2 Financial) provides a global payment infrastructure that seamlessly bridges traditional banking with stablecoin technology via a single API. With 12+ bank partners and 95% same-day settlement, Rail enables instant cross-border transactions across USD, EUR, SGD, INR, COP, and MXN—transforming days-long payment processes into hours. Their redundant systems ensure reliability while adapting to evolving regulations, making Rail ideal for accounts payable, remittances, contractor payments, and stablecoin on/off ramps.
10B
annual processing volume
95%
same day settlement rate
Use Cases
- Global Payroll - Simplify int'l employee payments, ensuring compliance & lower costs.
- Cross-border E-commerce - Enable faster, cheaper transactions for online retailers selling glob.
- Supply Chain Payments - Facilitate quick, reliable payments between businesses & global suppliers.
- Investment Management - Enable instant, secure transfer of funds for international investments.
Stablecoin Payment Infrastructure
- Rail leverages stablecoins to enable instant cross-border transactions
- It facilitates the secure and compliant exchange of stablecoins to and from traditional currencies
- Rail's platform reduces fees for fiat or digital payments using stablecoins
- It provides infrastructure for stablecoin on/off ramps
- Rail facilitates faster payments and smoother cash flow using stablecoins
Global Payment Solutions
- Rail offers payment infrastructure built for global business
- It compliantly connects fiat and stablecoin payments
- The platform provides access to 12+ bank partners for overlapping coverage
- It supports accounts payable, accounts receivable, and treasury management
- Rail offers solutions for remittance and contractor/freelancer payments
Trusted by
