Huma Finance
Yield-Bearing
Instant Global Liquidity: Financing Payments Without Borders
Founders
Erbil Karaman (Co-Founder)
Richard Liu (Co-Founder)
Ji P (Co-Founder)
Lei Du (Co-Founder)
Michael Liu (Co-Founder)
Launch Date
Key Investors
Distributed Global
Hashkey Capital
Folius Ventures
Stellar Development Foundation
TIBAS Ventures
and more
About
Huma Finance is pioneering the world's first PayFi (Payment Financing) network, revolutionizing how global payments are financed. As a comprehensive financial infrastructure, Huma provides instant access to liquidity anywhere and anytime, enabling seamless financing of international transactions through its innovative building blocks. This breakthrough platform aims to transform the traditional payment ecosystem by removing liquidity constraints and creating more efficient capital flows across borders, ultimately making global commerce more accessible and frictionless.
2B+
daily blockchain transactions
$1T+
annual NFT sales
Use Cases
- Cross-Border Payments - Instant liquidity for real-time settlement of cross-border payments.
- Digital Asset Credit Cards - Secure corporate cards with real-time tracking.
- RWA Settlements - Swift and transparent on-chain settlements for real-world assets.
- Trade Finance - Enhanced transparency and faster processing via blockchain.
PayFi Innovations in RWA
- Huma aims to expand the reach of RWA by reimagining the financing experience for everyday payments
- Offers on-demand liquidity for licensed financial institutions to settle cross-border payments in real-time
- Provides digital-asset backed corporate cards for seamless fiat transactions with enhanced security and real-time tracking
- Enables real-world asset settlements instantly on-chain, ensuring swift and transparent transactions
- Intends to streamline trade finance using blockchain technology for enhanced transparency (Coming Soon)
Liquidity and Risk Management
- Provides immediate access to funds through efficient liquidity solutions
- Emphasizes principle safety through world-class risk management
- Uses structured finance modules enforced by smart contracts
- Works with licensed partners and uses comprehensive AML screenings and investor status checks
- Shows a high repayment rate with $1.67B in repayments and 0% credit defaults
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