Beam
Exchanges
Bridging Digital Assets and Banking: Faster, Safer, Smarter Payments for the Modern Economy
Founders
Dan Mottice (Founder & CEO)
Launch Date
Key Investors
About
Beam is a next-generation payments platform bridging cryptocurrencies and traditional finance. It enables quick conversion of stablecoins to USD with direct bank deposits, offering businesses a comprehensive suite of solutions: a no-code Hub dashboard, customizable Payments API, and white-label services. As a regulated FinCEN-registered MSB with SOC 2 Type II compliance, Beam combines crypto's efficiency with traditional payment networks (RTP, FedNow, ACH) to deliver faster settlements, lower fees, and enhanced security—modernizing money movement for the digital economy.
5M
quick stablecoin conversions
31K+
MSB registration number
Use Cases
- Cross-border Business Payments - Companies can use Beam to process international transactions at lower fees while enjoying faster settlement times through stablecoin-powered infrastructure.
- White-labeled Payment Solution - Fintech startups can integrate Beam's technology under their own brand to offer payment services without building complex payment infrastructure from scratch.
- Multi-currency Treasury Management - Finance teams can leverage Beam's Hub to manage both traditional and digital currency funds in one dashboard, optimizing liquidity across payment rails.
- Compliant Crypto-Fiat Bridging - Businesses can safely convert between stablecoins and traditional currencies with built-in regulatory compliance, KYC, and AML monitoring.
Stablecoin Payment Solutions
- Beam combines stablecoins with traditional payment networks
- Beam's Hub allows leveraging stablecoins alongside traditional currencies
- Beam's Payments API facilitates customizable transaction workflows between stablecoins and fiat
- Beam promotes wider transaction margins by leveraging stablecoin-powered payments
- Beam accelerates access to working capital with global stablecoin liquidity
Security and Compliance
- Beam is a registered US MSB
- Beam partners with fully-licensed US-based custodians and an OCC-chartered bank
- Beam handles KYC/KYB, AML, and transaction risk monitoring
- Beam provides watchlist screening and SAR reporting
- Beam is SOC 2 Type II compliant and adheres to PCI compliance
Trusted by
Buenbit, Coachella, Coop Records, Felix Pago, Paymobil, Shaga, Sling Money, Suku
